The Arts of Growing Up

Just Some Stuff You Need to Know

Finding a Place to Live

Having your own place to live is an important part of becoming independent and will give you a sense of accomplishment and maturity. Looking for a place to live can be stressful and expensive though as you search through the endless rental ads and go to numerous appointments with landlords or rental agencies to view housing. Even if you share the rent with a roommate one (or both) of you will have to negotiate the lease and sign the rental contract. The process can be a bit intimidating for the first time renter but by knowing the steps and creating a plan you’ll be able to navigate the whole thing easily.

Knowing what you can afford and what kind of place you want to live in will help you to reduce the amount of time, stress, and expenses you will have to deal with when moving. The real price of renting is found when you add up your own costs per month, plus your rent, and hopefully the cost of the rental insurance you are about to purchase as well. These three things are what it’s truly going to cost you per month to live somewhere. Your costs include travel to and from work and school, food, clothes, and whatever entertainment you can squeeze in. Most experts recommend that you do not spend more than 25-35% of your monthly take-home pay on rent. So figure out your income and that gives you a rough idea of what you can afford to pay for rent. Add to that figure 3-4% or another few hundred for utilities like water, power, cable, internet, phone and whatever else that your basic rent does not cover. Rental insurance is a few hundred per year (this can be paid yearly or monthly) and is well worth the cost. Some apartments will include a few of the utilities in the price of the rent so that may be one thing you look for. Other things may include proximity to public transportation, school, and shopping as well as security, parking, and amenities such as modern appliances or laundry facilities. Another list might come in handy here, what you want vs. what you can reasonably afford.
for rent

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The Arts of Growing Up

Just Some Stuff You Need to Know

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